Even if SCOTUS had approved President Biden’s student loan forgiveness program, that wouldn’t have addressed what caused the national crisis. “Higher ed has long been on an unsustainable cost trajectory, and … looking at graphs of the rising costs of college is like watching a snowball gain size as it rolls downhill. 1970, for example, public colleges and universities spent nearly $104 billion in today’s dollars. That number rose to $190 billion by 1990, $296 billion by 2010, and a whopping $420 billion by 2020.” Read more in a commentary by Michael B. Horn published in Forbes.